Dropshipping still works, even though every year someone claims it’s all over. In 2026, the difference is this: it’s not enough just to set up a shop and wait for orders. You need to set up your payment system properly and know how to account for it. Otherwise, your first visit to the tax office could come as an unpleasant surprise.
In this article, we explain how to accept payments in Poland and remind you about the correct way to settle your taxes when using dropshipping on Shopify.
Which payment methods are available on Shopify in Poland?
Shopify to platforma z Kanady. Część rozwiązań płatniczych, które znasz z USA czy Wielkiej Brytanii, w Polsce wygląda trochę inaczej. Warto to wiedzieć, zanim zaczniesz konfigurować sklep, żeby nie odkryć tego dopiero przy pierwszym kliencie.
Shopify Payments w Polsce
Shopify Payments to wbudowany system płatności Shopify. Jest wygodny, bo nie trzeba podłączać zewnętrznej bramki, a od lutego 2025 roku działa także w Polsce. Obsługuje karty, BLIK, Apple Pay i Google Pay. Przy włączaniu płatności firma przechodzi weryfikację, a potem wszystko rozliczasz w jednym panelu.
Dla większości sklepów dropshippingowych Shopify Payments wystarczy na start. Płatność kartą kosztuje od 1,95% plus 1,20 zł w planie Basic, a w wyższych planach mniej.
Przelewy24 jako dodatkowa bramka
Dla polskiego klienta BLIK to często pierwszy wybór przy płatności. Dziś masz go w samym Shopify Payments, więc do BLIK-a nie potrzebujesz już Przelewy24.
W nowych sklepach nie włączysz Przelewy24 jako metody w Shopify Payments. Możesz za to dodać go obok Shopify Payments jako zewnętrzną bramkę, instalując aplikację Przelewy24. Ma to sens, gdy Twoi klienci chętnie płacą szybkim przelewem z banku. Zanim to zrobisz, policz koszty, bo Shopify dolicza wtedy własną opłatę.
How much does it cost – commission
Before you choose a configuration, it’s worth working out the costs.
Shopify Payments charges a commission depending on your Shopify plan. The higher the plan, the lower the commission. If you don’t use Shopify Payments as your primary payment method, Shopify charges an additional fee for using a third-party payment gateway. It’s easy to forget this when you’re just starting out.
Przelewy24 ma własną prowizję, niezależną od planu Shopify. Do tego Shopify dolicza opłatę za zewnętrzną bramkę: 2% w planie Basic, 1% w Grow i 0,6% w Advanced. Przy sprzedaży za 20 000 zł miesięcznie w planie Basic to dodatkowe 400 zł.
Różnica w kosztach zależy od tego, ile sprzedajesz i jaki masz plan. Warto to policzyć na konkretnych liczbach, zanim wybierzesz jeden wariant na stałe. Dokładne porównanie kosztów Shopify i Shopera w złotówkach znajdziesz we wpisie Shoper vs Shopify.
How to settle your taxes when dropshipping
This is the area where most people make mistakes. It’s not out of malice – it’s simply that the dropshipping model makes tax matters more complicated than running a standard shop with its own warehouse.
Let’s make one thing clear straight away: we are not tax advisers or accountants. The information below is of a general nature – it is intended to highlight what to look out for, not to replace a consultation with a specialist. Before making any decisions regarding your tax returns, consult an accountant or tax adviser.
VAT on imports from abroad
If goods are sent directly from the supplier (often from outside the European Union) to a customer in Poland, the VAT arrangements depend on where the product is being sent from and its value. For low-value consignments and sales to customers within the EU, the OSS (One Stop Shop) procedure is often used. This allows you to account for VAT from multiple EU countries in a single return – you do not need to register separately in each country.
The general rule is simple. But the details – such as the value of the consignment, the country of dispatch and the country of delivery – can completely change the way the charges are calculated.
PIT/CIT – how to calculate income
In dropshipping, you don’t buy stock to hold in your warehouse. You only buy it once a customer has placed an order. This means that your revenue is the amount the customer pays you. Your cost is the amount you pay the supplier for that product. The difference between these amounts is your profit margin. You pay tax on this margin.
It sounds simple. In practice, however, you need to keep your paperwork in order. Each order should be linked to a specific purchase from a supplier – so that there is no doubt when it comes to bookkeeping, for which we recommend using the services of professionals.
Obligations towards the customer (Omnibus, returns, delivery times)
The Omnibus Directive also applies to dropshipping shops. If you’re running a promotion, you must display the lowest price of the product over the last 30 days – not just the „pre-discount” price set a short while earlier. On top of that, you must provide clear information about delivery times. In dropshipping, delivery times can be longer than in shops with their own warehouses. And the right to a refund applies regardless of where the goods are physically coming from.
Failing to provide this information carries the risk of an unhappy customer. But it also carries the risk of an inspection and a fine.
Let’s make one thing clear: we are not tax specialists. The information above provides a general overview of the subject, not advice tailored to your specific situation. Every case – the supplier’s country, sales volume, and business structure – is different. It is worth consulting an accountant or tax adviser about the specific tax arrangements before you make any decisions.
How to set up a shop for dropshipping
Shopify handles the automation of this model well – provided you set it up properly from the start. Integration with a supplier (via an app that connects Shopify to a wholesaler or a print-on-demand platform) allows you to automatically forward orders. You don’t need to manually enter customer details into the other system.
A well-configured online shop automatically updates its stock levels based on data from the supplier. It sends the customer a tracking number as soon as the supplier generates it. And it handles returns via a clear process. When we build Shopify shops When it comes to dropshipping, it is precisely this automation that we place the greatest emphasis on. It is this automation that determines whether a shop can be run independently, or whether every order requires manual work.
The most common mistakes made by beginners
- Failure to verify the supplier before the start – Check the quality of the photos, product descriptions and actual order fulfilment times directly with the supplier. It’s difficult to rectify these issues once the first customer complaints have been received.
- Price excluding all costs – payment fees, customs duties, application costs. It’s usually only after the first month that you realise the margin is too low.
- No invoices or receipts – The obligation to issue a sales document also applies to dropshipping. Many beginners forget this.
- No Polish customer service – A foreign supplier won’t reply to the customer in Polish. You’ll end up having to deal with all the enquiries and complaints anyway.
Each of these errors costs more if it only comes to light months after the shop has been up and running. It is better to sort them out straight away, at the set-up stage.
If you’re setting up a dropshipping shop and want to make sure that payments and integrations work smoothly from day one – get in touch with us. We’ll take care of the technical set-up of your shop. We’ll leave tax and accounting matters to the specialists in those fields.
